#| BEGIN (Write your solution here) |#
(define (horner-eval x coefficient-sequence)
  (accumulate (lambda (this-coeff higher-terms) (+ (* higher-terms x) this-coeff))
              0
              coefficient-sequence))

(define (accumulate op initial sequence)
  (if (null? sequence)
      initial
      (op (car sequence)
          (accumulate op initial (cdr sequence)))))
#| END |#